FCA authorised credit broker · FRN 668283

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How Car & Van Leasing Works

Leasing, or contract hire, means paying a fixed monthly rental to use a car or van for an agreed term and mileage. Here is the process from choosing a vehicle to driving away.

The process in five steps

  1. 1

    Choose your vehicle

    Browse our deals and pick the car or van that suits you. Monthly prices on our deals page include VAT.

  2. 2

    Pick your term and mileage

    Choose how long you want the vehicle and how many miles you expect to drive each year. Your monthly price reflects both.

  3. 3

    Credit check and approval

    Apply online. As a credit broker we submit your application to finance providers, who decide whether to approve it. All applications are subject to status.

  4. 4

    Sign and pay initial rental

    Once approved, you sign the agreement and pay the initial rental, which is the first payment on the lease.

  5. 5

    Free delivery to your door

    Your vehicle is delivered free of charge to your home or business address.

What's included

  • Road tax
  • Breakdown cover
  • Manufacturer warranty

What's not included

  • Insurance, which you arrange yourself
  • Servicing and maintenance, unless you add a maintenance package
  • Fuel or charging

At the end of the agreement

You return the vehicle, which is checked against fair wear and tear standards and the agreed mileage. Charges can apply for damage beyond fair wear and tear or for excess mileage.

Browse deals

Swiss Vans Ltd is authorised and regulated by the Financial Conduct Authority as a credit broker, not a lender. FRN 668283.