Van Leasing with Insurance

Our monthly rentals do not include insurance. You arrange your own cover, and the funder normally requires it to be in place before the van is delivered. We are not an insurance broker and we do not recommend providers, so get quotes from a broker or a comparison site.

Third party only covers damage you cause to other people and their property. Comprehensive also covers damage to your own van. Because the funder owns the van, lease agreements typically require comprehensive cover, so check your agreement before you buy a policy. Cover that is cheap but leaves you short of what the agreement requires can put you in breach of it.

Tell the insurer the van is used for business, who will drive it, and what it carries. Cover for tools and goods in transit is often separate, so ask about it. If you have two or more vans, a fleet policy may be simpler than separate ones, and a broker can advise.

Ask also about gap insurance. If a van is written off or stolen, the insurer normally pays its market value, which can be less than what you still owe the funder. Gap insurance is designed to cover that shortfall, and your broker can tell you whether it suits your lease.

The prices below are monthly rentals ex VAT on a 24-month agreement, 5,000 miles a year and 9 initial rentals, without insurance. Insurance is a separate cost to budget for.